What I Can Do for You
End harassment from bill collectors
The moment I agree to represent you, you can start telling all your bill collectors that you have a lawyer and that they have to talk to me. From that point on, they cannot contact you directly and must send all communication to me.
Furthermore, filing for Chapter 7 starts an automatic stay on all debt collection activities. Until things have been sorted out under the Bankruptcy Code, your creditors cannot contact you.
This can provide you with invaluable time to step back, reevaluate, and rebuild your financial health.
I give customized legal advice
Every bankruptcy is unique and needs to be handled slightly differently. Yet there are plenty of “bankruptcy mills” out there churning through hundreds of Chapter 7 filings while offering to handle your financial well-being “on the cheap.”
The big downside to such bankruptcy factories is that you won’t receive any customized help on your unique situation. Bargain bankruptcy mills will not give you legal advice. In fact, they are prohibited by law from giving legal advice. A paralegal at a bankruptcy mill will be unable to make any recommendations on what debts you should reaffirm, whether you need to file Chapter 13 instead of Chapter 7, or even whether this bankruptcy will cost you your home. Honestly, there’s little difference between going to a mill and doing the bankruptcy yourself.
Only a lawyer can take the facts and give you correct legal recommendations to protect your legal and financial well-being.
Not only do I give prompt responses and regular updates on your case, I also maintain flexible hours and I am willing to visit you at your home.
Assistance in Filing with the Bankruptcy Court
All you need to do is provide me with your financial information. I will make sure that the forms are filled out and filed with the court. You don’t want to be in the position of driving all the way to Denver and waiting a half hour for your meeting, only to be informed that your petition is still incomplete and needs to be corrected and your meeting rescheduled. Even worse, you don’t want your bankruptcy petition to contain any fatal mistakes that can get your bankruptcy thrown out!
Have Someone on Your Side for Your Day in Court.
I will accompany you to your appearance before the bankruptcy trustee and coach you on what to expect.
We specialize in Bankruptcy
Not every lawyer is capable of handling a bankruptcy. In our modern society, the practice of law has become very specialized. US law is simply too complex for any lawyer to master it all. A lawyer who specializes in divorces, may be completely unqualified to help someone start a new business. Likewise the lawyer who helped you write your will may not be comfortable walking you through the bankruptcy process.
My practice is focused on bankruptcy. This allows me to stay abreast of new court decisions and changes in the law. This results in better advice and less legal hassles for you.
My services definitely cost more than a self-help book or discount-bankruptcy-mill. But when you consider the financial consequences of having your bankruptcy dismissed due to error, the extra expense is definitely worth it.
Your entire financial future is riding on this bankruptcy. There are many times when it pays to be frugal, but this isn’t one of them.
I understand that my clients do not want their financial situation advertised to others. Our discussions are private and I will not discuss them with anyone else. Of course, this makes for rather boring conversations when my wife asks me about my day at work, but I take client confidences very seriously and I don’t make any exceptions.